Why is it important for athletes to choose the right advisor?

For athletes, insurance is more than just a simple contract: it provides real financial security and emotional support when unexpected injuries or accidents disrupt the momentum of their sports career. While choosing a good advisor is important even for an inactive client, a competitive athlete will likely need much more administration, modification, and communication due to the higher risk of injury.

Apart from covering the financial burdens of injuries, a sports insurance expert can also be your support in financial areas. This is also a special issue for athletes who often face unexpected economic consequences upon ending their careers.

1. Recognises the needs of athletes

An insurance advisor must have a background in sports and a thorough knowledge of the disciplines because only then can they truly understand the everyday challenges and risks athletes face. An active or former athlete knows exactly what physical exertion, injuries, and unexpected situations need to be faced during training or matches. This experience allows them to tailor insurance offers to the athlete's life situation rather than offering a template solution.

In addition, sports-specific knowledge helps to recognise the special dangers of the particular sport and recommend coverages that provide relevant protection. That's why we don't consider those packages as sports insurance that covers tick bites and funeral expenses. Simply because they increase the fee for items that are unnecessary for an athlete. (Or if needed, they prefer not to handle it within the framework of sports insurance.)

2. Transparency and open communication

One of the most important values of a truly reliable insurance advisor is clear, understandable, and open communication. All conditions must be explained clearly, avoiding jargon, to prevent misunderstandings and ensure that the interested party knows exactly what to expect. Professional thoroughness should manifest not only in words but also in attitude: have the time to ask questions, and the advisor should provide patient, straightforward answers or follow up with detailed responses.

Avoid those advisors who conceal contract details (e.g., no compensation for sports injuries) or evade your questions. We've also experienced advisors motivated to circumvent the contract, such as concealing the cause or circumstances of an accident. Needless to say, this cannot be a long-term solution.

3. Treats you as a partner, not just as a client

A truly good advisor doesn't just appear in the communication at the time of contract signing but stays in contact with you in the long run. They inform you about changes in the insurance market and updates to rules. This continuous attention and information ensure that you can always make informed decisions.

Instead of routine, mechanical service, look for advisors who genuinely care about you, are easily accessible, or can even help in informal situations. This extra support allows you not just to be "a client" but a partner with a reliable and responsive background, easing your situation in case of an injury or any unexpected event.

4. Value for money instead of cheapness

It is a fact that BiztoSport insurance is not the cheapest, which aligns with our principle: what can be called sports insurance provides enough support for the athlete to cover medical care (surgery) and rehabilitation at the highest possible level. Consequently, insurance policies offered by (sports) federations that compensate a few hundred thousand forints and have a monthly fee of 2000-3000 HUF are not considered good solutions for professional athletes.

Instead, our sports insurance is strong in terms of value for money, offering high (even multi-million) compensation amounts compared to the monthly premiums. Furthermore, it is customizable, so interested parties can choose a monthly fee above the minimum that suits their needs.

5. Real experiences: what do other athletes and acquaintances say?

One of the most reliable sources when choosing an advisor is feedback from satisfied clients. Work with an expert with whom others in similar situations share positive experiences. Honest opinions help you understand how the advisor handles clients, pays attention to personal needs, and supports athletes even in the toughest moments.

The easiest way is to check reviews posted on Google or Facebook, but - if you can - it's also worth asking acquaintances about the details.

Summary

Choosing the right insurance advisor is essential as an athlete, as they handle unexpected situations and support your financial security in the long run. You need an expert who understands the world of sports, offers personalised solutions, and, when it really counts, stands by you quickly and effectively. Additionally, they are easily reachable, and their successful work is backed by feedback from previous clients.

At BiztoSport, we work every day to meet these conditions, allowing our athlete clients to focus on competing safely. More than 300 athletes already trust us; if you want to secure your sports career, find the details here!